[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sanelo.cz\/nebankovni-reseni\/#Article","mainEntityOfPage":"https:\/\/www.sanelo.cz\/nebankovni-reseni\/","headline":"Nebankovn\u00ed \u0159e\u0161en\u00ed","name":"Nebankovn\u00ed \u0159e\u0161en\u00ed","description":"Kdy\u017e m\u00e1 \u010dlov\u011bk finan\u010dn\u00ed probl\u00e9my, nezb\u00fdv\u00e1 mu nic jin\u00e9ho, ne\u017e je \u0159e\u0161it. Proto\u017ee se tyto zpravidla samy vy\u0159e\u0161it nedok\u00e1\u017eou a maj\u00ed sp\u00ed\u0161e tendenci se jenom zhor\u0161ovat. Jen\u017ee ono se to snadno \u0159ekne, ale h\u016f\u0159 ud\u011bl\u00e1. Proto\u017ee p\u016fj\u010dku si lze vz\u00edt jedin\u011b od toho, kdo ji doty\u010dn\u00e9mu je ochoten poskytnout. A \u010d\u00edm h\u016f\u0159 na tom \u017eadatel […]","datePublished":"2019-08-16","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.sanelo.cz\/author\/#Person","name":"sanelo.cz\n","url":"https:\/\/www.sanelo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sanelo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sanelo.cz\/wp-content\/uploads\/img_a359984_w1772_t1573883538.jpg","url":"https:\/\/www.sanelo.cz\/wp-content\/uploads\/img_a359984_w1772_t1573883538.jpg","height":0,"width":0},"url":"https:\/\/www.sanelo.cz\/nebankovni-reseni\/","about":["Pen\u00edze"],"wordCount":409,"articleBody":"         Kdy\u017e m\u00e1 \u010dlov\u011bk finan\u010dn\u00ed probl\u00e9my, nezb\u00fdv\u00e1 mu nic jin\u00e9ho, ne\u017e je \u0159e\u0161it. Proto\u017ee se tyto zpravidla samy vy\u0159e\u0161it nedok\u00e1\u017eou a maj\u00ed sp\u00ed\u0161e tendenci se jenom zhor\u0161ovat. Jen\u017ee ono se to snadno \u0159ekne, ale h\u016f\u0159 ud\u011bl\u00e1. Proto\u017ee p\u016fj\u010dku si lze vz\u00edt jedin\u011b od toho, kdo ji doty\u010dn\u00e9mu je ochoten poskytnout. A \u010d\u00edm h\u016f\u0159 na tom \u017eadatel je, t\u00edm men\u0161\u00ed je i nad\u011bje na \u00fasp\u011bch. Ov\u0161em nad\u011bje um\u00edr\u00e1 jak zn\u00e1mo posledn\u00ed a proto se nakonec v\u017edycky n\u011bjak\u00e9 to \u0159e\u0161en\u00ed najde. I kdyby se od doty\u010dn\u00e9ho jedince v nouzi v\u0161ichni odvr\u00e1tili, z\u016fstane mu v\u017edy p\u0159inejmen\u0161\u00edm s\u00e1zka na jistotu jm\u00e9nem americk\u00e1 hypot\u00e9ka nebankovn\u00ed. V tomto p\u0159\u00edpad\u011b jde o p\u016fj\u010dku, kter\u00e1 je zalo\u017eena na povinnosti d\u00e1t za ni do z\u00e1stavy odpov\u00eddaj\u00edc\u00ed nemovitost. A pokud \u017eadatel \u2013 a je jedno, zda jde o spot\u0159ebitele nebo podnikatele \u2013 tuto nab\u00eddnout m\u016f\u017ee, m\u00e1 t\u00e9m\u011b\u0159 vyhr\u00e1no. Pak u\u017e toti\u017e sta\u010d\u00ed jenom m\u00edt alespo\u0148 takov\u00e9 p\u0159\u00edjmy, aby z nich bylo mo\u017en\u00e9 hradit aspo\u0148 ty nejni\u017e\u0161\u00ed spl\u00e1tky, a nic nestoj\u00ed v cest\u011b tomu, aby se takov\u00fd \u017eadatel do\u010dkal toho, o\u010d mu jde, tedy p\u016fj\u010den\u00ed pen\u011bz, jich\u017e m\u016f\u017ee b\u00fdt v tomto p\u0159\u00edpad\u011b a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastavovan\u00e9 nemovitosti. Sta\u010d\u00ed vyplnit jednoduch\u00fd on-line formul\u00e1\u0159, zaslat e-mailem n\u011bkolik sn\u00edmk\u016f zmi\u0148ovan\u00e9 nemovitosti k posouzen\u00ed, dohodnout se se z\u00e1stupcem poskytovatele na podrobnostech, dolo\u017eit v\u0161e podstatn\u00e9 a podepsat smlouvu. A v\u0161e je odbyto. Pen\u00edze p\u0159istanou \u017eadateli na \u00fa\u010dtu v\u00edce ne\u017e z\u00e1hy a tento je m\u016f\u017ee pou\u017e\u00edvat podle vlastn\u00edho uv\u00e1\u017een\u00ed. A spl\u00e1cet je t\u0159eba a\u017e t\u0159icet let po mal\u00fdch \u010d\u00e1stk\u00e1ch a s p\u0159\u00edzniv\u00fdmi \u00faroky. I kdy\u017e je pochopiteln\u011b mo\u017en\u00e9 spl\u00e1cet i krat\u0161\u00ed dobu, p\u0159\u00edpadn\u011b v\u0161e vr\u00e1tit kdykoliv p\u0159ed\u010dasn\u011b a bez jak\u00fdchkoliv sankc\u00ed. Takov\u00e1 americk\u00e1 hypot\u00e9ka je prost\u011b ide\u00e1ln\u00ed \u0159e\u0161en\u00ed pro ka\u017ed\u00e9ho. Ta nikdy nezklame. Ani tehdy, kdy\u017e m\u00e1 \u017eadatel krom\u011b dluh\u016f i jenom n\u00edzk\u00e9 p\u0159\u00edjmy, nevaln\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, exekutory na krku a jin\u00e9 trable. Tady se v\u0161e zvl\u00e1dne.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed \u0159e\u0161en\u00ed","item":"https:\/\/www.sanelo.cz\/nebankovni-reseni\/#breadcrumbitem"}]}]