[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sanelo.cz\/pomoci-informaci-muzete-ziskat-nizsi-urokovou-sazbu\/#Article","mainEntityOfPage":"https:\/\/www.sanelo.cz\/pomoci-informaci-muzete-ziskat-nizsi-urokovou-sazbu\/","headline":"Pomoc\u00ed informac\u00ed m\u016f\u017eete z\u00edskat ni\u017e\u0161\u00ed \u00farokovou sazbu","name":"Pomoc\u00ed informac\u00ed m\u016f\u017eete z\u00edskat ni\u017e\u0161\u00ed \u00farokovou sazbu","description":"Z\u00edsk\u00e1n\u00ed nebankovn\u00ed hypot\u00e9ky je mnohem snaz\u0161\u00ed ne\u017eli z\u00edsk\u00e1n\u00ed \u00fav\u011bru u klasick\u00e9 banky. P\u0159esto, \u017ee n\u011bkter\u00e9 podm\u00ednky jsou v mnoh\u00e9m podobn\u00e9. V obou p\u0159\u00edpadech je mo\u017en\u00e9 z\u00edskat v\u00fdhodnou \u00farokovou sazbu anebo domluvit dlouhou dobu splatnosti. \u00a7 V \u010dem se tedy ob\u011b instituce li\u0161\u00ed? \u00a7 V jednom z\u00e1sadn\u00edm bod\u011b. – Zat\u00edmco nebankovn\u00ed poskytovatel je velice tolerantn\u00ed k […]","datePublished":"2018-11-09","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.sanelo.cz\/author\/#Person","name":"sanelo.cz\n","url":"https:\/\/www.sanelo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sanelo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sanelo.cz\/wp-content\/uploads\/img_a333637_w1734_t1547066220.jpg","url":"https:\/\/www.sanelo.cz\/wp-content\/uploads\/img_a333637_w1734_t1547066220.jpg","height":0,"width":0},"url":"https:\/\/www.sanelo.cz\/pomoci-informaci-muzete-ziskat-nizsi-urokovou-sazbu\/","about":["Domov"],"wordCount":396,"articleBody":"         Z\u00edsk\u00e1n\u00ed nebankovn\u00ed hypot\u00e9ky je mnohem snaz\u0161\u00ed ne\u017eli z\u00edsk\u00e1n\u00ed \u00fav\u011bru u klasick\u00e9 banky. P\u0159esto, \u017ee n\u011bkter\u00e9 podm\u00ednky jsou v mnoh\u00e9m podobn\u00e9. V obou p\u0159\u00edpadech je mo\u017en\u00e9 z\u00edskat v\u00fdhodnou \u00farokovou sazbu anebo domluvit dlouhou dobu splatnosti. \u00a7 V \u010dem se tedy ob\u011b instituce li\u0161\u00ed? \u00a7 V jednom z\u00e1sadn\u00edm bod\u011b. – Zat\u00edmco nebankovn\u00ed poskytovatel je velice tolerantn\u00ed k n\u011bkter\u00fdm ud\u00e1lostem z klientov\u00fdch p\u0159edchoz\u00edch obdob\u00ed, banka b\u00fdv\u00e1 nesmlouvav\u00e1. Proto u n\u00ed finan\u010dn\u00ed produkt pod ozna\u010den\u00edm hypot\u00e9ka bez registru v\u016fbec nehledejte. Tento typ \u00fav\u011bru v\u00e1m m\u016f\u017ee b\u00fdt nab\u00eddnout pr\u00e1v\u011b jen v nebankovn\u00edm sektoru. Pr\u00e1v\u011b to, \u017ee se jedn\u00e1 o toleranci k z\u00e1znam\u016fm v bankovn\u00edch i nebankovn\u00edch registrech, dalo tomuto produktu sv\u00e9 ozna\u010den\u00ed. Zabra\u0148te dluh\u016fm v jejich r\u016fstu Nen\u00ed pravdou, \u017ee poskytovatel v\u016fbec nechce zn\u00e1t minulost sv\u00e9ho klienta. Pomoc\u00ed pr\u00e1v\u011b t\u011bchto informac\u00ed mu m\u016f\u017ee naopak pomoci. Jestli\u017ee by byl klient v zajet\u00ed nev\u00fdhodn\u00fdch p\u016fj\u010dek a pot\u0159eboval by je konsolidovat, pak d\u00edky v\u0161em informac\u00edm m\u016f\u017ee dostat \u00fav\u011br p\u0159esn\u011b na m\u00edru. Dostane se tedy ze sv\u00fdch pot\u00ed\u017e\u00ed lehce a rychle. \u00a7 \u010casto se tak\u00e9 st\u00e1v\u00e1, \u017ee je nakonec klient p\u0159\u00edjemn\u011b p\u0159ekvapen t\u00edm, \u017ee m\u00e1 mo\u017enost dos\u00e1hnout na n\u00edzkou \u00farokovou sazbu. \u00a7 To plat\u00ed v p\u0159\u00edpad\u011b, \u017ee jeho z\u00e1znamy nejsou z\u00e1va\u017en\u00e9ho charakteru. o Standardn\u011b se poskytuje \u00farok od \u0161esti procent. o Pokud se jedn\u00e1 o drobn\u00e9 z\u00e1znamy, pak je mo\u017en\u00e9 z\u00edskat i t\u0159\u00edprocentn\u00ed \u00farok. Pouze pro podnikatele Je v\u0161ak d\u016fle\u017eit\u00e9 v\u011bd\u011bt, \u017ee tato nab\u00eddka se vztahuje pouze na podnikatele, kte\u0159\u00ed vyu\u017eij\u00ed poskytnutou hypot\u00e9ku pro pot\u0159eby sv\u00e9 firmy. \u00a7 Jeliko\u017e \u00fav\u011br je v\u011bt\u0161inou dlouhodob\u00e1 z\u00e1le\u017eitost, je zapot\u0159eb\u00ed nastavit podm\u00ednky takov\u00fdm zp\u016fsobem, aby mohl klient bez probl\u00e9m\u016f po celou dobu spl\u00e1cet a nedostal se do dal\u0161\u00edch finan\u010dn\u00edch nesn\u00e1z\u00ed. \u00a7 Je tedy logicky nutn\u00e9, aby poskytovatel v\u011bd\u011bl n\u011bkter\u00e9 z\u00e1va\u017en\u00e9 skute\u010dnosti a mohl nastavit finan\u010dn\u00ed pomoc p\u0159esn\u011b na m\u00edru.                                                                                                                                                                                                                                                                                                                                                                                           4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pomoc\u00ed informac\u00ed m\u016f\u017eete z\u00edskat ni\u017e\u0161\u00ed \u00farokovou sazbu","item":"https:\/\/www.sanelo.cz\/pomoci-informaci-muzete-ziskat-nizsi-urokovou-sazbu\/#breadcrumbitem"}]}]